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Hello,
I'm James Wikey
Senior Loan Consultant

NMLS#: 279196

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Hello, welcome to my page.

As a child I lived in a small town south of Chicago. We lived on 3 acres, and I actually rode my horse to our 1 room schoolhouse. When I was 8 my family moved us to California, and we lived in Pacific Grove and San Jose.
I’m married and have a 28 year old son, who’s doing well in the book publishing industry.

I attended CSU, Chico, and obtained an M.A. in English. I went back to the Bay Area for 20 years, and then decided to come back to Chico to start my company.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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